/* ==========================================================
   ZEAB Financial Group
   Palette: Royal Blue, Silver & White (per Natalie).
   Logo greens (#2C700E / #3BCD46) live only in the logo image.
   Previous emerald/gold/cream version: /tmp/shot/*.backup-emerald.*
   Variable names kept from the first draft: navy-* = deep royal, teal-* = royal blue.
   ========================================================== */
:root {
  --navy-900: #0f2a6b;   /* deepest navy-royal: hero start, footer, headings */
  --navy-800: #172f7a;   /* navy-royal: bands, badges */
  --navy-700: #1e40af;   /* royal blue (dark) */
  --teal-600: #1d4ed8;   /* royal blue: links, labels, CTAs on white */
  --teal-500: #3b6ae6;
  --teal-50:  #e8eefc;   /* pale royal tint */
  --accent:   #c0c7d1;   /* silver: CTAs on blue + decorative */
  --accent-light: #c9d1dc; /* silver for text on blue */
  --accent-dark: #1d4ed8; /* eyebrow labels on white */
  --silver-hi: #f4f6f9;
  --silver-mid: #d5dbe3;
  --silver-dark: #a8b2bf;
  --ink:      #16213a;
  --muted:    #4f5a6b;
  --line:     #dfe4ec;
  --bg:       #ffffff;
  --bg-tint:  #f4f6fa;   /* very light cool gray for alternating bands */
  --radius:   14px;
  --shadow-sm: 0 1px 2px rgba(15,42,107,.06), 0 2px 8px rgba(15,42,107,.05);
  --shadow-md: 0 10px 30px rgba(15,42,107,.10);
  --font-sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-serif: "Source Serif 4", Georgia, "Times New Roman", serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--teal-600); }
h1, h2, h3 { line-height: 1.2; margin: 0 0 .5em; color: var(--navy-900); }
h1, h2 { font-family: var(--font-serif); font-weight: 700; letter-spacing: -.01em; }
h3 { font-size: 1.15rem; font-weight: 600; }
p { margin: 0 0 1em; }
.nowrap { white-space: nowrap; }

.container { width: 100%; max-width: 1160px; margin: 0 auto; padding: 0 24px; }
.container.narrow { max-width: 820px; }

.skip-link {
  position: absolute; left: -999px; top: 8px; z-index: 100;
  background: var(--navy-900); color: #fff; padding: 10px 16px; border-radius: 8px;
}
.skip-link:focus { left: 8px; }

:focus-visible { outline: 3px solid var(--teal-600); outline-offset: 2px; }
.hero :focus-visible, .contact-section :focus-visible, .site-footer :focus-visible, .pillars :focus-visible { outline-color: var(--accent-light); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  gap: .5em; padding: .8em 1.4em; border-radius: 10px;
  font-weight: 600; font-size: 1rem; line-height: 1.2; text-decoration: none;
  border: 2px solid transparent; cursor: pointer; font-family: inherit;
  transition: background-color .2s, color .2s, border-color .2s, transform .15s, box-shadow .2s;
}
.btn:hover { transform: translateY(-1px); }
.btn-sm { padding: .55em 1.05em; font-size: .95rem; }
.btn-lg { padding: .95em 1.7em; font-size: 1.05rem; }
.btn-block { width: 100%; }
.btn-accent {
  /* Silver CTA (on blue sections) */
  background: linear-gradient(180deg, var(--silver-hi) 0%, var(--silver-mid) 60%, var(--accent) 100%);
  color: var(--navy-900); border-color: var(--silver-dark);
  box-shadow: 0 4px 14px rgba(8,20,60,.28), inset 0 1px 0 rgba(255,255,255,.85);
}
.btn-accent:hover { background: linear-gradient(180deg, #ffffff 0%, #e4e8ee 60%, var(--silver-mid) 100%); }
/* Royal-blue CTA (on white sections: header, closing band, form card) */
.site-header .btn-accent, .closing-section .btn-accent, form .btn-accent {
  background: var(--teal-600); color: #fff; border-color: var(--teal-600);
  box-shadow: 0 4px 14px rgba(29,78,216,.28);
}
.site-header .btn-accent:hover, .closing-section .btn-accent:hover, form .btn-accent:hover { background: var(--navy-700); border-color: var(--navy-700); }
.btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.45); }
.btn-ghost:hover { border-color: #fff; background: rgba(255,255,255,.08); }
.btn-outline { background: transparent; color: var(--navy-800); border-color: var(--navy-800); }
.btn-outline:hover { background: var(--navy-800); color: #fff; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.95);
  backdrop-filter: saturate(160%) blur(10px);
  -webkit-backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid var(--line);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 76px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy-900); }
/* Logo: concept 3 "Classic columns" lockup (SVG, viewBox ratio ~2.83:1) */
.brand-logo { display: block; height: 60px; width: auto; }
.site-footer .brand-logo { height: 60px; }

.site-nav ul { display: flex; align-items: center; gap: 28px; list-style: none; margin: 0; padding: 0; }
.site-nav a:not(.btn) {
  color: var(--ink); text-decoration: none; font-weight: 500; font-size: .97rem;
  padding: 6px 0; border-bottom: 2px solid transparent;
}
.site-nav a:not(.btn):hover { color: var(--teal-600); border-bottom-color: var(--teal-500); }

.nav-toggle { position: absolute; opacity: 0; width: 1px; height: 1px; pointer-events: none; }
.nav-toggle-label { display: none; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(192,199,209,.16), transparent 60%),
    radial-gradient(700px 400px at -10% 110%, rgba(30,64,175,.55), transparent 60%),
    linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  color: #eef2f8;
  padding: 96px 0 104px;
}
.hero-inner { display: grid; grid-template-columns: 1.25fr .9fr; gap: 64px; align-items: center; }
.hero h1 { color: #fff; font-size: clamp(2.3rem, 4.6vw, 3.6rem); margin-bottom: .45em; }
.hero .lead { font-size: 1.15rem; color: #dbe3ef; max-width: 36em; margin-bottom: 2em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 2.2em; }
.hero-points { display: flex; flex-wrap: wrap; gap: 10px 26px; list-style: none; padding: 0; margin: 0; font-size: .95rem; color: #e1e7f0; }
.hero-points li { display: inline-flex; align-items: center; gap: 8px; }
.hero-points svg { color: var(--accent-light); flex: none; }

.eyebrow {
  display: inline-block; font-size: .8rem; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--accent-dark); margin-bottom: .9em;
}
.hero .eyebrow, .eyebrow-light { color: var(--accent-light); }

.hero-card {
  background: rgba(255,255,255,.98); color: var(--ink);
  border-radius: 18px; padding: 30px 30px 26px; box-shadow: 0 24px 60px rgba(0,0,0,.28);
}
.card-label { font-weight: 700; color: var(--navy-900); font-size: 1.05rem; margin-bottom: 14px; }
.deadlines { list-style: none; margin: 0 0 16px; padding: 0; }
.deadlines li {
  display: flex; align-items: center; gap: 16px; padding: 12px 0;
  border-bottom: 1px solid var(--line); font-size: .97rem;
}
.deadlines li:last-child { border-bottom: 0; }
.deadlines .date {
  flex: none; min-width: 70px; text-align: center; font-weight: 700; font-size: .85rem;
  color: var(--teal-600); background: var(--teal-50); border-radius: 8px; padding: 6px 8px;
}
.card-note { font-size: .85rem; color: var(--muted); margin-bottom: 12px; }
.card-link { font-weight: 600; text-decoration: none; color: var(--teal-600); }
.card-link:hover { text-decoration: underline; }

/* ---------- Sections ---------- */
.section { padding: 96px 0; }
.section-tint { background: var(--bg-tint); }
.section-head { text-align: center; max-width: 680px; margin: 0 auto 56px; }
.section-head h2 { font-size: clamp(1.9rem, 3.3vw, 2.6rem); }
.section-sub { color: var(--muted); font-size: 1.08rem; margin: 0; }

/* Services */
/* Flex so an incomplete last row is centered (7 cards = 3 + 3 + 1) */
.services-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 24px; }
.services-grid .service-card { flex: 0 1 calc((100% - 48px) / 3); }
.service-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px 28px; box-shadow: var(--shadow-sm);
  transition: transform .2s, box-shadow .2s, border-color .2s;
}
.service-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: #b9c6dc; }
.service-card p { color: var(--muted); margin: 0; font-size: .98rem; }
.icon {
  width: 50px; height: 50px; border-radius: 12px; background: var(--teal-50);
  color: var(--teal-600); display: grid; place-items: center; margin-bottom: 18px;
}
.icon svg { width: 26px; height: 26px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

/* About */
.about-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 72px; align-items: center; }
.about-photo { position: relative; }
.photo-placeholder {
  aspect-ratio: 4 / 5; border-radius: 20px;
  background: linear-gradient(160deg, #e6eaf0, #cfd6e0);
  border: 2px dashed #a8b2bf; color: #5b6675;
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px;
  font-weight: 600;
}
.headshot {
  display: block; width: 100%; height: auto; aspect-ratio: 4 / 5;
  object-fit: cover; object-position: 50% 25%;
  border-radius: 20px; background: #cfd6e0; box-shadow: var(--shadow-md);
}
.credential-badge {
  position: absolute; left: 24px; right: 24px; bottom: -22px;
  background: var(--navy-800); color: #fff; border-radius: 12px; padding: 14px 18px;
  box-shadow: var(--shadow-md); display: flex; flex-direction: column;
}
.credential-badge span { color: #d5dde9; font-size: .92rem; }
.about-copy h2 { font-size: clamp(1.9rem, 3.2vw, 2.5rem); }
.bio {
  position: relative; background: var(--bg-tint); border-left: 4px solid var(--teal-600); border-radius: 10px;
  padding: 20px 22px; color: var(--ink); font-size: 1.05rem; line-height: 1.7;
  box-shadow: var(--shadow-sm); margin-bottom: 0;
}
.why-title { margin-top: 1.6em; margin-bottom: 1em; }
.why-list { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 20px 28px; }
.why-list li { position: relative; padding-left: 34px; }
.why-list li::before {
  content: ""; position: absolute; left: 0; top: 3px; width: 22px; height: 22px; border-radius: 50%;
  background: var(--teal-600) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3.2 3.2L15 7' fill='none' stroke='white' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat;
}
.why-list strong { display: block; color: var(--navy-900); }
.why-list span { color: var(--muted); font-size: .95rem; }

/* Steps */
.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; counter-reset: none; position: relative; }
.step { text-align: center; padding: 0 12px; position: relative; }
.step-num {
  width: 64px; height: 64px; border-radius: 50%; margin: 0 auto 22px;
  display: grid; place-items: center; font-family: var(--font-serif); font-weight: 700; font-size: 1.6rem;
  background: var(--navy-800); color: #fff; box-shadow: 0 0 0 8px var(--teal-50); position: relative; z-index: 1;
}
.step:not(:last-child)::after {
  content: ""; position: absolute; top: 32px; left: calc(50% + 48px); right: calc(-50% + 48px);
  border-top: 2px dashed #b8c2d0;
}
.step p { color: var(--muted); margin: 0; }

/* FAQ */
.faq-list { display: grid; gap: 14px; }
.faq-list details {
  background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 0 24px;
  box-shadow: var(--shadow-sm); transition: border-color .2s;
}
.faq-list details[open] { border-color: var(--teal-500); }
.faq-list summary {
  cursor: pointer; list-style: none; padding: 20px 36px 20px 0; position: relative;
  font-weight: 600; color: var(--navy-900); font-size: 1.05rem;
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
  content: "+"; position: absolute; right: 0; top: 50%; transform: translateY(-50%);
  width: 28px; height: 28px; border-radius: 50%; background: var(--teal-50); color: var(--teal-600);
  display: grid; place-items: center; font-size: 1.3rem; font-weight: 500; line-height: 1;
}
.faq-list details[open] summary::after { content: "\2212"; }
.faq-list details p { color: var(--muted); padding-bottom: 20px; margin: 0; }

/* Contact */
.contact-section {
  background:
    radial-gradient(700px 400px at 100% 0%, rgba(192,199,209,.14), transparent 60%),
    linear-gradient(160deg, var(--navy-900), var(--navy-800));
  color: #d5dde9;
}
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: start; }
.contact-info h2 { color: #fff; font-size: clamp(1.9rem, 3.3vw, 2.6rem); }
.contact-list { list-style: none; padding: 0; margin: 32px 0 0; display: grid; gap: 18px; }
.contact-list li { display: flex; gap: 14px; align-items: flex-start; }
.contact-list svg { color: var(--accent-light); flex: none; margin-top: 4px; }
.contact-list span, .contact-list a { color: #fff; }
.contact-list a { text-decoration: none; }
.contact-list .label, .contact-list .hours strong { font-weight: 600; color: var(--accent-light); font-size: .8rem; letter-spacing: .08em; text-transform: uppercase; }
.contact-list a:hover { color: var(--accent-light); text-decoration: underline; }
.footer-brand a[href^="tel"], .footer-brand a[href^="mailto"] { color: #e1e7f0; text-decoration: none; }
.footer-brand a[href^="tel"]:hover, .footer-brand a[href^="mailto"]:hover { color: var(--accent-light); }
.nav-phone { display: none; }
.map-wrap {
  margin-top: 32px; border-radius: 14px; overflow: hidden; height: 220px;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15);
}
.map-wrap iframe { display: block; width: 100%; height: 100%; border: 0; }
.directions-link { display: inline-block; margin-top: 12px; color: var(--accent-light); font-weight: 600; text-decoration: none; }
.directions-link:hover { text-decoration: underline; }

.contact-form {
  background: #fff; color: var(--ink); border-radius: 18px; padding: 34px;
  box-shadow: 0 24px 60px rgba(0,0,0,.25);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { margin-bottom: 18px; display: flex; flex-direction: column; }
.field label { font-weight: 600; font-size: .92rem; margin-bottom: 6px; color: var(--navy-900); }
.optional { font-weight: 400; color: var(--muted); }
.field input, .field select, .field textarea {
  font: inherit; font-size: 1rem; color: var(--ink); background: #fbfcfe;
  border: 1.5px solid #c5cdd8; border-radius: 10px; padding: 12px 14px; width: 100%;
  transition: border-color .2s, box-shadow .2s;
}
.field input, .field select { height: 50px; }
.field select {
  appearance: none; -webkit-appearance: none; padding-right: 40px;
  background: #fbfcfe url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 8l5 5 5-5' fill='none' stroke='%234f5a6b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") right 14px center/16px no-repeat;
}
.field textarea { resize: vertical; min-height: 110px; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--teal-600); box-shadow: 0 0 0 3px rgba(29,78,216,.18);
}
.form-note { text-align: center; font-size: .85rem; color: var(--muted); margin: 14px 0 0; }

/* Footer */
.site-footer { background: var(--navy-900); color: #c3ccd9; padding: 56px 0 32px; font-size: .95rem; }
.footer-inner { display: flex; justify-content: space-between; align-items: flex-start; gap: 32px; flex-wrap: wrap; padding-bottom: 32px; border-bottom: 1px solid rgba(255,255,255,.12); }
.footer-brand p { margin: 12px 0 0; }
.footer-nav { display: flex; flex-wrap: wrap; gap: 12px 28px; }
.footer-nav a { color: #e1e7f0; text-decoration: none; }
.footer-nav a:hover { color: var(--accent-light); }
.footer-legal { padding-top: 24px; font-size: .85rem; }
.site-footer .footer-inner { padding-bottom: 32px; }
.site-footer .footer-legal { padding-top: 24px; }
.footer-brand .nowrap { white-space: nowrap; }
.footer-legal p { margin: 0 0 8px; }
.disclaimer { color: #b9c2cf; max-width: 900px; font-size: .78rem; line-height: 1.6; }
.copyright { color: #e1e7f0; }

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; gap: 48px; }
  .hero-card { max-width: 520px; }
  .services-grid .service-card { flex-basis: calc((100% - 24px) / 2); }
  .about-grid { grid-template-columns: 1fr; gap: 64px; }
  .about-photo { max-width: 380px; margin: 0 auto; width: 100%; }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
}

@media (max-width: 860px) {
  .nav-toggle-label {
    display: grid; place-items: center; width: 44px; height: 44px; cursor: pointer; border-radius: 10px;
  }
  .nav-toggle-label span, .nav-toggle-label span::before, .nav-toggle-label span::after {
    display: block; width: 22px; height: 2px; background: var(--navy-900); border-radius: 2px; position: relative; transition: transform .2s, background .2s;
  }
  .nav-toggle-label span::before, .nav-toggle-label span::after { content: ""; position: absolute; left: 0; }
  .nav-toggle-label span::before { top: -7px; }
  .nav-toggle-label span::after { top: 7px; }
  .nav-toggle:checked + .nav-toggle-label span { background: transparent; }
  .nav-toggle:checked + .nav-toggle-label span::before { transform: translateY(7px) rotate(45deg); }
  .nav-toggle:checked + .nav-toggle-label span::after { transform: translateY(-7px) rotate(-45deg); }
  .nav-toggle:focus-visible + .nav-toggle-label { outline: 3px solid var(--teal-600); }

  .site-nav {
    position: absolute; top: 76px; left: 0; right: 0; background: #ffffff;
    border-bottom: 1px solid var(--line); box-shadow: var(--shadow-md);
    display: none;
  }
  .nav-toggle:checked ~ .site-nav { display: block; }
  .site-nav ul { flex-direction: column; align-items: stretch; gap: 0; padding: 8px 24px 20px; }
  .site-nav li a:not(.btn) { display: block; padding: 14px 0; border-bottom: 1px solid var(--line); }
  .site-nav li .btn { margin-top: 14px; width: 100%; }
  .nav-phone { display: block; }
  .site-nav .nav-phone a { color: var(--teal-600); font-weight: 600; }

  .steps { grid-template-columns: 1fr; gap: 40px; max-width: 420px; margin: 0 auto; }
  .step:not(:last-child)::after { display: none; }
}

@media (max-width: 640px) {
  body { font-size: 16px; }
  .container { padding: 0 20px; }
  .section { padding: 72px 0; }
  .section-head { margin-bottom: 40px; }
  .hero { padding: 56px 0 72px; }
  .hero .lead { font-size: 1.05rem; }
  .hero-actions .btn { flex: 1 1 100%; }
  .nowrap { white-space: normal; }
  .services-grid .service-card { flex-basis: 100%; }
  .why-list { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .contact-form { padding: 24px 20px; }
  .site-header .brand-logo { height: 54px; }
  .footer-inner { flex-direction: column; }
}

@media (max-width: 640px) {
  .service-line { letter-spacing: .08em; font-size: .74rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}

/* ---------- Marketing copy additions ---------- */
.accent-text { color: var(--accent-light); }
.hero h1 { font-size: clamp(2.1rem, 4.2vw, 3.3rem); }
.hero h1 .nowrap, .service-line .nowrap { white-space: nowrap; }
.tagline-end { display: block; white-space: nowrap; }
.service-line .sep { opacity: .6; margin: 0 .3em; }
.hero-es { opacity: .85; }
.mission {
  margin: 18px 0 0; padding: 4px 0 0 22px; border-left: 4px solid var(--silver-dark);
  font-family: var(--font-serif); font-size: 1.15rem; line-height: 1.55; color: var(--navy-900); font-style: italic;
}
.mission-label {
  display: block; font-family: var(--font-sans); font-style: normal; font-size: .75rem; font-weight: 700;
  letter-spacing: .12em; text-transform: uppercase; color: var(--accent-dark); margin-bottom: 4px;
}
.footer-tagline { font-family: var(--font-serif); font-size: 1.1rem; color: #fff; margin: 14px 0 6px !important; }

/* ---------- Intro ---------- */
.intro-section { padding-bottom: 72px; }
.intro-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: start; }
.intro-head h2 { font-size: clamp(1.9rem, 3.3vw, 2.6rem); margin: 0; }
.intro-accent { display: block; color: var(--teal-600); }
.intro-body p { color: var(--muted); font-size: 1.05rem; }
.intro-body p:last-child { margin-bottom: 0; }
.intro-body .intro-lead { color: var(--ink); font-size: 1.2rem; line-height: 1.6; }
.pillars {
  margin: 56px 0 0; padding: 22px 28px; border-radius: 14px; text-align: center;
  background: var(--navy-800); color: #fff; font-family: var(--font-serif); font-weight: 600;
  font-size: clamp(1.1rem, 2vw, 1.4rem); line-height: 1.5;
}
.pillars span { white-space: nowrap; }
.pillars span + span::before { content: "\2022"; color: var(--accent-light); margin: 0 .7em; }

/* ---------- Service bullet lists ---------- */
.services-section { background: var(--bg-tint); }
.services-grid .service-card { display: flex; flex-direction: column; }
.service-list { list-style: none; margin: 0; padding: 0; }
.service-list li {
  position: relative; padding: 5px 0 5px 24px; color: var(--muted); font-size: .96rem; line-height: 1.5;
  border-top: 1px solid #edf0f5;
}
.service-list li:first-child { border-top: 0; }
.service-list li::before {
  content: ""; position: absolute; left: 0; top: 11px; width: 14px; height: 14px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M4 10.5l4 4 8-9' fill='none' stroke='%231d4ed8' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;
}

/* ---------- Why choose (simple checks) ---------- */
.why-checks { gap: 14px 28px; }
.why-checks li { color: var(--navy-900); font-weight: 600; font-size: .98rem; line-height: 1.45; }

/* ---------- Closing CTA ---------- */
.closing-section {
  padding: 88px 0; text-align: center;
  background:
    radial-gradient(600px 300px at 50% 0%, rgba(29,78,216,.07), transparent 70%),
    var(--bg-tint);
  border-top: 1px solid #dfe4ec;
}
.closing-inner { max-width: 780px; }
.closing-section h2 { font-size: clamp(1.9rem, 3.3vw, 2.6rem); }
.closing-section p { color: var(--muted); font-size: 1.08rem; }
.closing-section .closing-strong { color: var(--navy-900); font-weight: 600; margin-bottom: 28px; }

.footer-sub { color: #c9d1dc; font-family: var(--font-serif); font-style: italic; margin: 0 0 6px !important; }

@media (max-width: 1024px) {
  .intro-grid { grid-template-columns: 1fr; gap: 24px; }
}
@media (max-width: 640px) {
  .pillars span { display: block; white-space: normal; }
  .pillars span + span::before { content: none; }
  .pillars { padding: 20px; margin-top: 40px; }
  .closing-section { padding: 64px 0; }
  .closing-section .btn { width: 100%; }
}
.why-checks span { color: inherit; font-size: inherit; }
.service-line { letter-spacing: .07em; font-size: .76rem; }
.br-mobile { display: none; }
@media (max-width: 640px) {
  .service-line { font-size: .7rem; letter-spacing: .05em; line-height: 1.9; }
  .br-mobile { display: inline; }
  .service-line .sep-desktop { display: none; }
}

/* 8 service cards: 4 x 2 on wide desktop (3+3+2 centered between 1025-1119px, 2 x 4 on tablet, 1 col on phones) */
@media (min-width: 1120px) {
  .services-grid { gap: 22px; }
  .services-grid .service-card { flex-basis: calc((100% - 66px) / 4); padding: 26px 22px; }
  .services-grid .service-list li { font-size: .93rem; }
}

/* ---------- About without photo (headshot removed for now) ---------- */
.about-grid.about-nophoto { grid-template-columns: 1.2fr .8fr; gap: 64px; align-items: start; }
.about-signoff { display: flex; flex-direction: column; margin: 18px 0 0; padding-left: 26px; line-height: 1.35; }
.about-signoff strong { font-family: var(--font-serif); font-size: 1.15rem; color: var(--navy-900); }
.about-signoff span { color: var(--muted); font-size: .92rem; }
.about-why {
  background: var(--bg-tint); border: 1px solid var(--line); border-top: 4px solid var(--teal-600);
  border-radius: var(--radius); padding: 30px 30px 32px; box-shadow: var(--shadow-sm);
  margin-top: 64px;
}
.about-why .why-title { margin: 0 0 18px; font-size: 1.2rem; color: var(--navy-900); }
.about-why .why-list { grid-template-columns: 1fr; gap: 14px; }
@media (max-width: 1024px) {
  .about-grid.about-nophoto { grid-template-columns: 1fr; gap: 36px; }
  .about-why { margin-top: 0; }
}
@media (max-width: 640px) {
  .about-why { padding: 24px 20px 26px; }
}

/* Keep hour ranges together on phones (overrides the mobile .nowrap reset) */
.contact-list .hours .nowrap { white-space: nowrap; }

/* Two-paragraph bio inside one card (Oct 2026) */
.bio p{margin:0}
.bio p + p{margin-top:.9em}

/* Netlify Forms honeypot: hidden from people, visible to bots (Oct 2026) */
.form-honeypot{display:none !important}

/* ===== Thank-you page (Netlify Forms success page, Oct 2026) ===== */
.thanks-page .header-inner { justify-content: space-between; }
.thanks-call { white-space: nowrap; }
.thanks-main {
  padding: 88px 0 104px;
  background: radial-gradient(1200px 420px at 50% -10%, var(--teal-50), transparent 70%), var(--bg-tint);
}
.thanks-card {
  max-width: 680px; margin: 0 auto; text-align: center; background: #fff;
  border: 1px solid var(--line); border-top: 4px solid var(--teal-600); border-radius: 18px;
  padding: 48px 40px 40px; box-shadow: var(--shadow-md);
}
.thanks-icon {
  width: 68px; height: 68px; margin: 0 auto 18px; border-radius: 50%; display: grid; place-items: center;
  color: #fff; background: linear-gradient(160deg, var(--teal-600), var(--navy-900));
  box-shadow: 0 0 0 6px var(--silver-hi), 0 0 0 7px var(--silver-mid);
}
.thanks-card h1 { font-size: clamp(1.9rem, 3.6vw, 2.6rem); margin: .2em 0 .5em; color: var(--navy-900); }
.thanks-lead { color: var(--ink); font-size: 1.08rem; line-height: 1.65; margin: 0 0 .8em; }
.thanks-lead a { color: var(--teal-600); white-space: nowrap; }
.thanks-hours { color: var(--muted); font-size: .95rem; margin: 1.2em 0 0; }
.thanks-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-top: 28px; }
.thanks-actions .btn-accent { background: var(--teal-600); border-color: var(--teal-600); color: #fff; }
.thanks-actions .btn-accent:hover { background: var(--navy-700); border-color: var(--navy-700); }
.thanks-es { margin: 26px 0 0; padding-top: 18px; border-top: 1px solid var(--line); color: var(--muted); font-size: .95rem; }
@media (max-width: 600px) {
  .thanks-main { padding: 48px 0 64px; }
  .thanks-card { padding: 36px 22px 28px; }
  .thanks-call { font-size: .85rem; padding: .5em .8em; }
  .thanks-actions .btn { width: 100%; }
}